JAIIB Exam 2024 - Registration (Open), Eligibility, Dates, Syllabus & Pattern
JAIIB Exam 2024: JAIIB stands for Junior Associate of Indian Institute of Banking and Finance. The JAIIB course is a flagship course offered by the Indian Institute of Banking and Finance (IIBF). The JAIIB exam 2024 has four subjects - Indian Economy & Indian Financial System, Principles & Practices of Banking, Accounting & Financial Management for Bankers and Retail Banking & Wealth Management. Candidates who are members of IIBF are eligible to take the JAIIB 2024 exam. Furthermore, candidates must also be class 12 passed to be eligible for the exam. Candidates must score minimum 50% marks in each subject to be deemed passed in the JAIIB exam.
The next JAIIB exams will be conducted on October 20, 26, 27 and November 9, 2024. The JAIIB exam registration 2024 opened from August 6 to 12, 2024. Candidates could also complete the JAIIB 2024 exam registration with a late fee of Rs 100 and 200 till August 29, 2024. The JAIIB exam result 2024 will be declared tentatively after 45 days from the date of the exam. Read the complete article to know more about the JAIIB exam, eligibility criteria, exam registration, etc.
JAIIB Exam Dates 2024
Event | Date |
|---|---|
JAIIB exam registration for October exams | August 6, 2024 |
Registration with late fee of Rs 100 | August 19, 2024 |
Registration with late fee of Rs 200 | August 26, 2024 |
JAIIB exam admit card 2024 | To be notified |
JAIIB Indian Economy & Indian Financial System exam | October 20, 2024 |
JAIIB Principles & Practices of Banking exam | October 26, 2024 |
JAIIB Accounting & Financial Management for Bankers exam | October 27, 2024 |
JAIIB Retail Banking & Wealth Management exam | November 11, 2024 |
JAIIB Result 2024 | Last week of November 2024 |
JAIIB Exam Eligbility 2024
Candiadtes planning to take the JAIIB exam must fulfill the eligibility criteria specified by the authorities. The JAIIB exam eligibility criteria 2024 will specify the conditions like age, educational qualification etc that candidates need to fulfill to appear for the exam. The detailed eligibility criteria of JAIIB exam 2024 has been given below:
JAIIB Eligiblity Criteria 2024
Candidate must be a ember of the Indian Institute of Bankiing and Finance (IIBF).
Candidates must have completed their class 12 exam or equivalent from any discipline.
Candidates from clerical or supervisory staff cadre of banks who have not passed class 12, they can be allowed to give the exam on on the recommendation of the Manager of the bank/ officer-in-charge of the bank’s office where the candidate is working.
JAIIB Exam Registration 2024
Candidates willing to take the exam must complete the JAIIB 2024 exam registration. The JAIIB exam application form 2024 can be filled online at iibf.org.in. Candidates must first hold an IIBF membership. Candidates who hold IIBF membership can move on to JAAIB exam registration 2024. In the registration process, candidates will have to enter all the required personal, academic and communication details. Candidates will also be required to upload some necessary documents like photograph, signature etc. The final step in the JAIIB exam registration process 2024 is payment of the registration fee. The detailed registration fee of JAIIB exam 2024 has been given below:
JAIIB Exam Registration Fee 2024
Description | Fee |
|---|---|
First attempt fee | Rs 4000 |
2nd attempt fee | Rs 1300 |
3rd attempt fee | Rs 1300 |
4th attempt fee | Rs 1300 |
5th attempt fee | Rs 1300 |
JAIIB Exam Syllabus 2024
There are total four subjects JAIIB exam syllabus. The four JAIIB exam subjects are Indian Economy & Indian Financial System, Principles & Practices of Banking, Accounting & Financial Management for Bankers and Retail Banking & Wealth Management. Candidates preparing for the exam must acquaint themselves with JAIIB Syllabus 2024. The JAIIB exam syllabus comprises of subject wise topics and sub-topics that will be covered in the exam. The detailed JAIIB exam syllabus 2024 has been given below:
Paper I – Indian Economy & Indian Financial System
Module A: Indian Economic Architecture
An overview of Indian Economy
Economic Planning in India
Sectors of the Indian Economy
Role of Priority Sector and MSME in the Indian Economy
Infrastructure including Social Infrastructure
Globalisation – Impact on India
Economic Reforms
Foreign Trade Policy, Foreign Investments and Economic Development
International Economic Organizations (World Bank, IMF etc.)
Climate change, Sustainable Development Goals (SDGs)
Module B: Economic Concepts Related To Banking
Fundamentals of Economics, Microeconomics, Macroeconomics and Types of Economies
Supply and Demand
Money Supply and Inflation
Theories of Interest
Business Cycles
Monetary Policy and Fiscal Policy
National Income and GDP Concepts
Union Budget
Module C: Indian Financial Architecture
Indian Financial System – An Overview
Indian Banking Structure
Banking Regulation Act, 1949 and RBI Act, 1934
Development Financial Institutions
Micro Finance Institutions
Non-Banking Financial Companies
Insurance Companies
Indian Financial System - Regulators & their roles
Reforms & Developments in the Banking sector
Module D: Financial Products And Services
Overview of Financial Markets
Money Markets and Capital Markets
Fixed Income Markets - Debt / Bond Markets
Capital Markets and Stock Exchanges
Forex Markets
Interconnection of various markets/Market Dynamics
Merchant Banking Services
Derivatives Market including Credit Default Swaps
Factoring, forfaiting & Trade Receivables Discounting System (TReDS)
Venture capital
Leasing and Hire Purchase
Credit Rating agencies & their functions
Mutual Funds
Insurance Products
Pension Funds (include APY, NPS)
Guidelines on Para Banking & Financial Services provided by Banks
Real Estate Investment Funds / Infrastructure Investment Fund (concept)
Paper II – Principles & Practices Of Banking
Module A: General Banking Operations
Banker-Customer Relationship
AML-KYC Guidelines
Operational Aspects of KYC
Opening Accounts of Various Types of Customers
Operational Aspects of Deposit Accounts
Operational Aspects of Handling Clearing/Collection/Cash
Banker’s Special Relationship
Foreign Exchange Remittance Facilities for Individuals
Operational Aspects of NRI Business
Foreign Currency Accounts for Residents and Other Aspects
Cash Management Services and Its Importance
Payment and Collection of Cheques and Other Negotiable Instruments
Responsibility of Paying Bank
Responsibility of Collecting Bank
Ancillary Services
Financial Inclusion & Financial Literacy
Customer Service Guidelines
Duties & Rights of a Banker and Customer Rights
Grievance Redressal & RBI Integrated Ombudsman Scheme 2021
The Consumer Protection Act, 2019: Preamble, Extent and Definitions
The Right to Information Act, 2005
Module B: Functions of Banks
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities
Appraisal and Assesement of Credit Facilities
Operational Aspects of Loan Accounts
Types of Collaterals and Their Characteristic
Different Modes of Charging Securitie
Documentation
Non-Performing Assets/ Stressed Assets
Important Laws Relating to Recovery Of Dues
Contracts of Indemnity
Contracts of Guarantee & Bank Guarantee
Letters of Credit
Deferred Payment Guarantee
Laws Relating to Bill Finance
Credit Cards, Home Loans, Personal Loans, Consumer Loans
Priority Sector Advances
Agricultural Finance
Finance to MFIs/Co-Lending Arrangements with NBFCs
Micro, Small and Medium Enterprises in India
Government Sponsored Schemes
Self-Help Groups
Module C: Banking Technology
Essentials of Bank Computerisation
Operational Aspects of CBS Environment
Alternate Delivery Channels – Digital Banking
Data Communication Network and EFT Systems
Digital Payment Systems – NPCI
Impact of Technology Adoption and Trends in Banking Technology
Security Considerations and Mitigation Measures in Banks
Operational Aspects of Cyber Crimes/Fraud Risk Management in Cyber Tech
Technology trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag banking etc.
Module D: Ethics In Banks And Financial Institutions
Ethics, Business Ethics & Banking: An Integrated Perspective
Ethics at the Individual Level
Ethical Dimensions: Employees
Work Ethics and the Workplace
Banking Ethics: Changing Dynamics
Paper III – Accounting & Financial Management For Bankers
Module A: Accounting Principles And Processes
Definition, Scope and Accounting Standards including Ind AS
Basic Accountancy Procedures
Maintenance of Cash/Subsidiary Books and Ledger
Bank Reconciliation Statement
Trial Balance, Rectification of Errors and Adjusting & Closing Entries
Depreciation & its Accounting
Capital and Revenue Expenditure
Bills of Exchange
Operational Aspects of Accounting Entries
Back Office Functions/Handling Unreconciled Entries in Banks
Bank Audit & Inspection
Module B: Financial Statements And Core Banking Systems
Balance Sheet Equation
Preparation of Final Accounts
Company Accounts – I
Company Accounts – II
Cash Flow & Funds Flow
Final Accounts of Banking Companies
Core Banking Systems & Accounting in Computerised Environment
Module C: Financial Management
An Overview of Financial Management
Ratio Analysis
Financial Mathematics - Calculation of Interest & Annuities
Financial Mathematics - Calculation of YTM
Financial Mathematics - Forex Arithmetic
Capital Structure and Cost of Capital
Capital Investment Decisions/Term Loans
Equipment Leasing/Lease Financing
Working Capital Management
Derivatives
Module D: Taxation And Fundamentals Of Costing
Taxation: Income Tax/TDS/Deferred Tax
Goods & Services Tax
An Overview of Cost & Management Accounting
Costing Methods
Standard Costing
Marginal Costing
Budgets and Budgetary Control
Paper IV – Retail Banking & Wealth Management
Module A: Retail Banking
Retail Banking: Introduction
Retail Banking: Role within the Bank Operations
Applicability of Retail Banking Concepts and Distinction between Retail and
Corporate/Wholesale Banking
Branch Profitability
Module B: Retail Products and Recovery
Customer Requirements
Product Development Process
Credit Scoring
Important Retail Liability Products
Important Retail Asset Products
Credit and Debit Cards
Remittance Products
Digitisation of Retail Banking Products
Role of AI and Technology in Retail Banking
Recovery of Retail Loans
Securitization
Module C: Support Services – Marketing of Banking Services/Products
Marketing – An Introduction
Delivery Channels in Retail Banking
Delivery Models
Customer Relationship Management in Retail Banking
Service Standards for Retail Banking
Marketing Information Systems- A Longitudinal Analysis
Module D: Wealth Management
Importance of Wealth Management
Investment Management
Tax Planning
Other Financial Services Provided by Banks
Lender’s Appraisal Procedure
JAIIB Exam Pattern 2024
Apart from the syllabus, JAIIB exam pattern 2024 is an important part of the exam preparation. The exam pattern of JAIIB 2024 comprises of important details like type of questions, total number of questions, marking scheme, duration etc. The detailed JAIIB exam pattern 2024 has been given below
JAIIB Exam 2024 - Pattern of Examination
Particulars | Details |
|---|---|
Type of questions | Multiple Choice Questions |
Mode of exam | Online |
Medium of exam | English and Hindi |
Number of questions | 100 |
Total number of marks | 100 |
Duration of the exam | 2 hours |
Negative marking | No |
JAIIB Exam Admit Card 2024
IIBF releases the JAIIB exam 2024 admit letter few days before the date of exam. Candidates will be able to download their JAIIB admit card 2024 through the official website of IIBF - iifp.org.in. Candidates must enter membership number to download their JAIIB exam admit letters 2024. It must be noted that the admit letter is a mandatory document that every candidate must download to appear for the exam.
JAIIB Exam Results 2024
The JAIIB exam results are announced in online mode few days after the conclusion of exams. JAIIB JUly 2024 exams results were declared on August 5, 2024. The JAAIB results 2024 will be declared through the official website - iibf.org.in. Candidates must enter their Registration/Membership number and password in order to check their JAIIB results 2024. Candidates are advised to download their result copy for future use.
JAIIB Passing Criteria 2024
The Indian Institute of Banking and Finance has specified the JAIIB exam passing criteria. Students who will fullfill the passing criteria will be deemed qualified. The detailed JAIIB exam passing criteria 2024 has been given below:
Candidates must have attained minimum 50 marks out of 100 in one subject.
Candidates must have 45% aggregate in each subject and total 50% aggregate score in a single attempt will also be declared pass.
Candidates will be given maximum 5 attempts or three years to pass the exam.
Frequently Asked Questions (FAQs)
JAIIB stands for Junior Associate of Indian Institute of Bankers
The JAIIB exam is conducted to test the basic knowledge of candidates in banking and financial services..
The deadline to apply for JAIIB exam 2024 has ended on August 29, 2024.
Candidates must score minimum 50 marks out of 100.
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