CFP Eligibility 2025 - Qualification, Age Limit, Work Experience

CFP Eligibility Criteria 2025

There are many parameters to decide the CFP eligibility of a candidate. FSFB has detailed out the CFP course requirements in terms of education, assessment, certification, ongoing competency etc. Let’s discuss the CFP eligibility 2025 in detail:

CFP Educational Requirements 2025

• Candidates must have completed a financial planning course in a format specified by the Financial Planning Standards Board. The course contents must meet the FPSB’s Financial Planning Curriculum Framework, that is specified for each territory separately.

• The financial planning course must be equivalent to the level described in the Learning Level Descriptors by FPSB.

CFP Assessment Requirements 2025

• Candidates must hold a minimum one year supervised or three year of unsupervised work experience in relevant fields within 10 years of attaining CFP certification or 10 years before attaining the certification.

• The proof of relevant work experience must be recognized by the FPSB affiliate organization in that specific territory.

• Candidates must prove their expertise in Fundamental Financial Planning Practices and Financial Planner Professional Skills, integrating across the Financial Planning Components, as described in FPSB’s Financial Planner Competency Profile by completing an elaborate financial plan.

• All required CFP exams must also be taken and qualified by the candidate. The CFP exams must test candidates’ proficiency in Fundamental Financial Planning Practices and Financial Planning Components covered in FPSB’s Financial Planner Competency Profile.

CFP Certification Requirements 2025

• First and foremost, candidates must agree to abide by the FPSB’s Financial Planner Code of Ethics and Professional Responsibility, Financial Planning Practice Standards and rules to ensure the correct usage of the CFP marks.

• Candidates must meet the fitness requirements and provide the required proof to the territory’s Affiliate Organization.

• Candidates must also attest to all the CFP certification requirements to the affiliate organization.

Also check - FRM Eligibility

CFP Ongoing Competency Requirements 2025

• Every two years, CFP certification holders must complete a minimum of 30 hours of Continuing Professional Development as outlined in the FPSB’s Financial Planner Competency Profile.

• Two topics in these 30 hours must be taken from the FPSB’s Financial Planner Code of Ethics and Professional Responsibility and/or FPSB’s Financial Planning Practice Standards, verified by the territory’s FPSB affiliate organization.

• CFP certification holders must adhere to the FPSB’s Financial Planner Code of Ethics and Professional Responsibility and Financial Planning Practice Standards.

You may also check - FRM Certification

CFP Recertification Requirements 2025

• FPSB has mandated that CFP certification holders with a good professional standing must renew their certification once in three years.

• CFP certification holders must disclose all criminal or civil proceedings , disciplinary action that occurred during the certification period consistent with local law to the territory’s affiliate organization.

• Candidates must also attest that the CFP certification was not used during the lapsed period of the certification.

CFP Eligibility Requirements 2025 for Regular Pathway

• Candidates must have completed their class 12 from a recognized board.

• Candidates must complete three specialist exams of CFP - Investment Planning Specialist; Retirement and Tax Planning; Risk and Estate Planning.

• After completing these specialist exams, candidates must enroll in the Integrated Financial Planning Certification.

• Once candidates submit their financial plan, they will become eligible to take the CFP exams.

You may also check -

Approved Qualification/Professional Certification for CFP

The following qualifications have been approved by the FPSB to get CFP certification in India:

• Chartered Financial Analyst, from CFA Institute (USA)

• Chartered Accountant, from ICAI, CA(Inter) with 3-year Articleship+B.Com

• Certified Public Accountant, from AICPA (USA), CMA, ACCA

• Advanced Wealth Management Course, from IIBF, CAIIB+B.Com (any degree)

• Fellow Member of Insurance Institute of India (Life/General)

• MBA or PGDFM from an AICTE-approved Institute

• Postgraduate degree in Economics, Commerce, Finance/Financial Planning from a UGC approved University.

You may also check - CFP Salary in India